Stratum Franchise

Stratum Mini Complex

A neighbourhood development bringing essential trading stores, services and apartments together in one accessible property.

About the development

About the Stratum Mini Complex.

Stratum Mini Complex is a compact, mixed-activity franchise designed around the needs of everyday neighbourhood life. Essential retail, food, financial access, local services and residential apartments operate together in one managed development, connecting regular community spending with SAMBO property participation.

Neighbourhood retail

Fresh food and meat

Financial and local services

Residential apartments

Anchor tenants

Businesses that support consistent everyday activity.

The planned anchor-tenant mix is selected to meet recurring local needs, attract regular visits and support complementary businesses throughout the development.

All grocery-store prices across the Stratum development network are supplied by Makro.

Food and grocery market

A high-frequency destination supplying household essentials and supporting regular visits to the wider complex.

Lifestyle Meat Co

A specialist meat retailer serving daily and weekly household demand while strengthening the fresh-food offer.

Fresh produce market

Accessible fruit and vegetables for residents, families and local food businesses.

Liquidity Liquor Store

A professionally managed specialist retailer contributing to the complex’s broader trading mix.

The final tenant mix is subject to site demand, commercial agreements and development approvals.

Businesses in the development

A complementary mix with a role for each business.

Food and grocery

Provides staple foods, household products and daily essentials.

Lifestyle Meat Co

Supplies fresh and prepared meat products to the local market.

Fresh produce

Offers fruit, vegetables and other fresh-food lines.

Liquidity Liquor Store

Provides regulated specialist retail within the planned tenant mix.

SConnect kiosk

Supports member access, digital onboarding and selected platform services.

Financial services

Provides convenient access to participating payment and financial-service offerings.

Local business units

Give qualifying entrepreneurs space to serve nearby residents and benefit from shared customer activity.

Residential apartments

Add housing to the development and generate a residential rental-income stream.

SAMBO member returns

How returns are determined.

The development is treated as an integrated network. Its distributable result is determined from three connected income sources, after applicable operating costs, taxes, obligations and reserves. The model proposes that 90% of distributable profits are shared with participating SAMBO members.

Commercial rental income

Net rental income received from commercial businesses occupying space in the development.

Trading-company profits

Profits generated collectively by all participating trading companies operating in the development.

Residential rental income

Net rental income received from residential apartments within the development.

Illustration

Combined development income

90%Participating members

10%Retained for group operations and growth

The 90% allocation is an intended model, not a guaranteed return. Distributions depend on net profit, final participation agreements, costs, project performance and regulatory requirements.

SAMBO participation

Why join SAMBO and participate.

You must first join Stratum Private Clients (SAMBO), complete verification and receive approval before participating in an eligible development opportunity.

Join Stratum Private Clients

Professional property management

Developments are managed by experienced property and operational professionals.

One consolidated view

Trading activity from participating commercial businesses is reported to SAMBO members as one development-level view.

Professional financial operations

Chartered accountants oversee daily bookkeeping, taxes, salaries and supplier payments, with controls designed to support compliance with labour, municipal and other applicable requirements.

Local employment

Developments are intended to create employment opportunities in their areas, with a focus on opening pathways for young people.

Benefit from network growth

Members participate as local shopping supports the businesses and as the development network expands into new markets across the continent.

Transparent participation

SAMBO funds use FNB banking infrastructure. Vetted members can access relevant bank statements and company records through one platform, subject to their participation rights and applicable safeguards.

Planned developments

A network designed for regional needs.

Gauteng

Planned nodes in Soweto, the East Rand and Pretoria will focus on high-use neighbourhood locations where everyday retail, services and housing can work together close to established communities.

KwaZulu-Natal

Planned developments will respond to growing urban and peri-urban communities with convenient retail, local enterprise space and residential options suited to regional demand.

Western Cape

The model will target well-connected growth areas where compact mixed activity can improve daily convenience while opening participation to local SAMBO members.

Limpopo

Planned nodes will bring essential goods, services, local business space and housing closer together, helping reduce travel and retain more spending within local economies.

All planned developments are subject to site selection, feasibility, funding, approvals and final agreements.

Why Stratum Mini Complex

Shop Where You Own.

The difference is participation: local spending supports local trading activity, property income and member ownership instead of leaving the community economy disconnected from its assets.

Members can shop within the network they participate in and share in its qualifying profits through SAMBO.

Convenient neighbourhood scale

Everyday demand supports trading activity

One professionally managed development

Designed for replication across regions

Social impact

Community value returns to the community.

The Mini Complex is intended to keep more economic activity close to home through local trading opportunities, accessible services, residential supply and SAMBO participation. It prioritises local employment, including opportunities for young people, while aiming for qualifying value created by the development to return to participating members and strengthen the community economy.