How to participate in ownership of Stratum Property franchises.

An asset manager is a licensed professional firm that looks after pooled member money. They pool the funds and manage the holdings on behalf of members, and respond to capital calls when a development needs funding. The capital calls themselves are made by the Investment Committees. The asset manager is regulated and must act in the interest of the investors they serve.

The JSE (Johannesburg Stock Exchange) is South Africa's main regulated marketplace where financial instruments are listed and traded. Once an asset-backed note is listed, you will be able to see it on the app and through the JSE's own public tools, the same way you would look up any listed share or bond.

An asset-backed note is a financial instrument whose value is tied to a real, physical asset — in our case, property. When pooled funds reach a development threshold, member capital moves into a property-specific corporate note, and the title deeds and rental cash flows of the building are legally ceded to protect members. Your claim is therefore secured against land and buildings, not just a promise.

You don't have to take our word for it — three independent layers protect you. The bank collects and holds all funds on its platform, so money never sits outside banking infrastructure. Independent auditors verify the accounts, bookkeeping and profit calculations for every property business. And a professional board oversees the whole ecosystem, so no single person controls the numbers.

Progress is visible in the FNB banking app and on the SAMBO Digital Platform as it happens. Each year, members receive the annual report covering the performance of the developments, the audited financials and how profits were shared.

An annual report is a yearly document that shows how a business performed: its income, its costs, its profits, and what happened during the year. Ours is prepared with independent auditors so members can see the true picture, not just highlights.

Stratum Property Group is a Sandton-based registered private development and investment firm (registration 2021/629115/07). We develop and hold 100% equity in two franchises — Stratum Mini Complex and Stratum Mixed Use — and we own the businesses that trade inside them, so members share in rent and trading profits, not rent alone.

We're glad you asked — creating employment, with priority to young people, is part of the model. As developments open, roles arise in retail, construction, administration, logistics and management. Watch the careers section and follow Stratum Property Group on social media, or contact us to register your interest.

The minimum monthly contribution is R250. Your contribution sits inside the FNB Banking App, where it is visible for all to see, before it is pooled by the fund manager. The model is built so an investor can be anyone — even someone who only has bread money. Members contribute alongside other members, and pooled funds build the 100,000 Mini Complexes and 20,000 Mixed-Use developments together.